AUTOMOTIVE FINANCING MADE SIMPLE

QUALIFY FOR RATES AS LOW AS 0%

Flexible payments. Tailored protection. Industry-leading rates – built to work for you. FINX Capital makes it easy to get approved and drive with confidence, all while saving more than with traditional lenders.

Auto Financing just for You

At FINX Capital, we go beyond the bank. Whether you’re buying your first car or upgrading to something new, we’re here to make financing simple, fast, and flexible – with rates as low as 0% for qualified customers.

Interest Rates
As Low As 0%

Enjoy industry-leading auto loan rates that help you save from day one.

Tailored
Protection Plans

Get extended warranties and coverage designed specifically for your vehicle.

Creative
Financing Options

Flexible payment plans built to protect your pocketbook and fit your lifestyle.

We Say Yes When Others Don’t.

At FINX Capital, we believe everyone deserves the chance to drive forward – no matter their financial history.

Custom Financing For All

Buyers with great credit

No credit history

Past bankruptcies

Newcomers to Canada

If traditional lenders have turned you down — Ask If They Have FINX Capital As A Lending Solution.

Getting approved has never been easier

1. Apply Through a Dealer

Takes just minutes with basic info.

2. Fast Approval, Personalized Plan

Matched to your needs and budget.

3. Drive Protected and Stress-Free

Approved, protected, and ready for the road.

1. Apply Through a Dealer

Takes just minutes with basic info.

2. Fast Approval, Personalized Plan

Matched to your needs and budget.

3. Drive Protected and Stress-Free

Approved, protected, and ready for the road.

Why Choose FINX?

Fixed Interest Rates

Your rate stays the same for the entire loan.

Rates as Low as 0%

Get access to the lowest possible rates.

Flexible Payments

Plans that fit your lifestyle and budget.

No Hidden Fees

What you see is what you pay – No surprises.

Deferred Payments

Start paying when you’re ready.

Credit Score Boosting

Build credit while you finance.

Who’s FINX?

Finx Capital is a next-generation lending company built for the automotive industry with patented technology, software, and financial products designed to transform how dealerships and customers experience vehicle financing.

Our History

INVESTED IN YOU

Finx Capital is building the future of auto financing in North America, with a mission to provide flexible, transparent lending solutions for dealerships and their customers.